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Belongs to the compulsory insurances and is therefore mandatory. The differences for the insurance of an Auto are, however, extreme so that an exact price comparison is worthwhile before signing an insurance policy
The german "autoversicherung" differs in several types. There are the third-party insurance, the part insurance cover and the fully comprehensive insurance. Depending on which insurance cover is needed, the car owner chooses variants between these three typs. At least the third-party insurance for drivers is mandatorily. The two comprehensive insurances are options, which complete the insurance cover of a third-party insurance, but do not replace it. It is not enough to have a comprehensive insurance but not a third-party insurance. There are specified values at the damage sum coverage, but most insurances offer services, which go beyond this minimum security.
The reason for the compulsory insurance for the auto consists of the fact that many serious accidents happen in traffic. To guarantee that the damage of a victim is settled in every case, the third-party liability was stipulated for the car. Damages to the own car, however, are not covered by this Autoversicherung. To cover own damages, a comprehensive insurance is important. Many insurances offer a combined Autoversicherung with third-party insurance and either part or fully comprehensive insurance in one contract. Drivers should also carry out an insurance comparison before signing a contract to find the best rates (autoversicherung).
When looking for a cheap and good german autoversicherung, it is important to get information about prices and performances of the different agencys. There are different insurance packages, which go by the vehicle type, for example. The driver’s age and his driving experience are also relevant for the insurance premium. Moreover, there are different prices for the insurances, which vary according to the place of residence of the vehicle owner. People who live in an area with expremely high car accidents will have to pay a higher bonus. Who would like to insure his Auto should therefore always start with an exact price comparison under the same conditions to be able to compare the different offers.
As a rule, an Autoversicherung normally is sign only for the period of 12 months. If the policyholder does not end the contract after that, the ensurance will be prolonged for another 12 months automatically. The boni for the Autoversicherung are variable. Primarily the no-claims bonus provides dropping costs. The longer a driver is without being involved in an accident, all the higher the discount he gets from his insurance will become. Many novice drivers therefore register the car on the name of the parents since they often pay little contributions for the statement: Autoversicherung wechseln. This is a very common action, which is not checked by insurance companies.